About Bank Alfalah

Bank Alfalah is one of the biggest banks in Pakistan and has 700+ branches in around 200 different cities across the country. It also has an internationally-based presence, including Afghanistan, Bangladesh, Bahrain and the UAE. Bank Alfalah is headquartered in the UAE, as well as Bangladesh and Afghanistan. Bank also has an office representative situated in Abu Dhabi. Bank Alfalah is owned and managed by the Abu Dhabi Group.

The company was registered as a public corporation on June 21, 1992, according to the Companies Ordinance, 1984, and was operational in the year.

The Bank offers financial solutions for customers, companies and institutions and governments via various products and services, including investment and corporate banking services, banking for consumers, securities brokerage, credit commercial, SME, agricultural finance, and Islamic and asset financing solutions.

VIS & PACRA have assigned a rating for the entity as “AA+” (double A +) for the medium-term. They also posted “A1+” (One Plus) to the shorter term, with the outlook being stable. A bank is listed on the Pakistan Stock Exchange. Bank has been listed on Pakistan Stock Exchange.

The Bank holds a 61.20 per cent stake in Alfalah CLSA Securities (Private) Limited (formerly Alfalah Securities (Private) Limited) that is involved with stock brokerage, investment advice as well as fund placings. The Bank owns 40.22 per cent of the shares of Alfalah GHP Investment Management Limited, which is recognized in the UK as an Asset Management Company and Investment Advisor under the Non-Banking Finance Companies (Establishment and Regulation) Rules.

Bank Alfalah Whatsapp Banking

WhatsApp is one of the largest and most viewed chat Apps worldwide. Bank Alfalah, in collaboration with WhatsApp services, strives to provide an outstanding out-of-the-box experience for its customers. Customers now get instant assistance via the BAFL Agent via Chat via WhatsApp through the BAFL “Contact Us” tab or by dialling (021)111-225-111.

Bank Alfalah WhatsApp Banking Channel is utilized for general query management and customer service as an innovative yet popular channel for customers to reach banks in the most accessible method. To access BankAlfalah WhatsApp Banking Channel, customers will be provided with T&C to confirm that they will not provide any banking or personal details; following acceptance of T&C, Customers will be able to chat via the BAFL Agent. Agent and BAFL Agent will help the customer most effectively in the same way. BAFL Agents will never request confidential information from the customer.

Alfa your life, and make sure you check your bank accounts off of your daily list of things to do. Keep track of your savings. Keep track of your expenses. Be sure to pay the bills—schedule an appointment with the branch. Request a new chequebook. Or simply go shopping. Alfa will help you stay ahead.

1. Easy instructions to download, open an account and then start by using Alfa on your Android device

A. A. Alfa to your Android device from the Google Play Store.

b. Create Your Alfa Account in 3 easy steps.

c. Login using your existing Bank Alfalah Internet Banking credentials or;

d. Register using your Bank Alfalah Active Debit Card credentials

Alfa requires both permissions for SMS and calls to give our customers more satisfaction within the Alfa Mobile App.

SMS Permission The SMS permission is needed for the auto-sense function for One Time Pincode on various transactions. This feature allows our customers to stay clear of the need to navigate through Alfa App & SMS Inbox.

Call Permission: To offer customers the possibility to make a call to Bank’s Helpline inside the Alfa App.

2. Check your balance, and view the latest 30 days’ statements and transaction details for all the accounts you have associated with Debit Card.

3. Check your credit card information, including available limits, due date, outstanding minimum payment, and reward points. You can pay the Credit Card bill instantly.

4. Access your loans and banking information

5. Control your account in full and request for the Cheque book, change of address as well, as a subscription to SMS alerts and e-Statements.

6. Instantly transfer funds directly to Bank Alfalah and other IBFT-enabled Bank customers.

7. Securely add payees to the application. There is no need to sign in to your online banking account to create a new payee. Or you can even add a payee during the transaction.

8. You can recharge your Prepaid mobile or pay the postpaid bill in a flash.

9. You can pay for your utilities and ISP (Internet Service Provider) charges immediately.

10. One-click glance at special offers for credit and debit card users.

11. Locate Bank Alfalah Branches, ATMs, and Cash Deposit Machines close to your location (through Google Maps).

12. Apply to Bank Alfalah products instantly.

Now you are prepared to deposit money using Bank Alfalah right from your Android smartphone! For more information, go to www.bankalfalah.com

Deposit Accounts

Our deposit solution was designed to meet the varied requirements of our customers in mind. From superficial banking account term deposits to foreign currency and savings products with a structured structure, pick the best option for your requirements and begin enjoying the services you use every day by using our vast branch network and self-service banking solutions.

Credit Card

Bank Alfalah MasterCard Optimus Credit Card is designed for contemporary and self-sufficient women. It features a colourful style and comes with a variety of features that meet the demands of women. One of the unique features offered by this Optimus Credit Card comes with discounts on spas/salons, clothing, footwear, eating out and much more. Alongside discount offers, the card also provides cash back on Netflix subscription charges. With a designated Travel Desk and free access to lounges at airports, international and domestically, Bank Alfalah MasterCard Optimus Credit Card has a range of benefits to empower women to take advantage of their lives and enjoy it to the maximum.

Debit Card

Bank Alfalah Pehchaan Debit Card is specially designed to meet the needs of women from different backgrounds, which includes but is not only women who work as housewives, professional entrepreneurs, housewives or sole owners. The card is designed with exclusive discounts and special offers that are specifically targeted to the demands of women. Its unique design for the card represents individuality and strength, “Pehchaan”, to empower women. This debit card has a loyalty reward program that lets cardholders earn reward points for every purchase. These points are referred to as Orbits. They can be exchanged to pay utility bills and mobile top-ups and purchase items through different Bank Alfalah POS terminals.

Personal Loan

Being a firm proponent of inclusion and diversity, Bank Alfalah believes in helping women make informed choices in their financial lives with their Bank Alfalah Personal Loan facility. A one-month unique campaign is being launched for females, which allows female customers to avail of as much as PKR three million Personal loans that have adjustable repayment periods ranging between 2 and four years and 50 per cent off the processing fees. We’re here to help female customers to fulfil their goals of pursuing higher education, their love for travel, purchasing their favourite digital device, or renovating their home using Bank Alfalah Personal Loan.

Women on ALFA

Empowering Financial Inclusion of Women via Alfa QR

Alfa Business App:

Bank Alfalah has introduced a new service within its Digital Banking portfolio called ‘Alfa Business App’ that is geared toward the requirements of those in the SME Segment. Given the current situation in which companies are shifting their operations to online platforms, Alfa Business is aimed to assist small and medium-sized businesses in completing their daily transactions electronically. These app benefits women who want to start their online venture by working from home. Alfa Business App is designed to assist entrepreneurs with many helpful features. These include:

Effortless Digital Merchant onboarding process that eliminates the need for branch visits for account opening

In-App dynamic QR codes that take payments from customers

Real-time transaction notifications as well as business ledgers to keep track of the business’s performance

Point-of-sale service: cash-in and wallet opening

Digital Loan facility the amount of PKR 1 million based upon QR transactions

Alfa Business can be downloaded through the Google Play Store, and users need only an active CNIC to register and comply with all applicable laws. Merchants can get an initial monthly limit for transactions of PKR 500 000 by simply completing the registration process.

Merchants can create dynamic QR codes to collect payments from their clients. Additionally, they can engage Alfa Business merchants in general and female entrepreneurs in particular as marketing helpers can boost their online visibility and sales.

To learn more about Alfa Business, please us: example@gmail.com

For more details: www.bankalfalah.com/alfa-business

BPL (Buy Now pay later) in Alfa QR

For for the very first time to be offered in Pakistan, Bank Alfalah offers the ‘Buy Now, Pay Later option via QR that permits BAFL Credit Card customers to scan and pay for instalments using QR codes when shopping using Alfa while enjoying zero markups on several products. Alfa’s recently launched Buy Now Pay Later on QR features physical product verification before purchase, instant availability, and an easy instalment-based booking procedure. With no markups and a quick instalment process, customers can take advantage of convenient shopping with the 0% instalment plan that lasts for up to one year in all retail outlets that sell QR products across the country. To help promote this product for women who are QR sellers and to help their businesses grow, we will be charging not a single MDR and will offer all-inclusive marketing assistance.

Merchant Financing – QR Merchants

Women entrepreneurs are rising each day! Bank Alfalah, being the first in the business, provides financing to QR merchants to help meet their requirements for working capital. The loan is limited to 1 million, and the company can pay it back monthly in a year. For ladies, we plan to offer loans electronically without requiring a visit to the bank branch. We might also provide no MDR to women-owned businesses and will actively promote their business via every channel. Let’s embrace diversity and end the stereotypes!

 

AlfaMall

Business USP:

Be a coveted Female Seller. Join the ranks of a prestigious Female Seller on AlfaMall. Advertise your brand’s name digitally, Find your e-commerce presence, increase sales and receive your payment instantly.

AlfaMall Parent Category:

Women Entrepreneurs

Kitchen Essentials

Fashion & Beauty

Life Style

Balance Transfer Facility

Transfer any outstanding balances from different credit cards onto your Alfalah Credit Card and enjoy the option of repaying in instalments at a reasonable rate

Step-by-Step Instalment Plans

Pay your credit card bill or purchase exciting products with instalments.

Credit On Phone

You can get cash within the limits of your Alfalah Credit Card Limit and repay in easy instalments

Loans

We’ve designed our loan options with your specific requirements in your mind. With affordable, custom-made finance options that give you the option of choosing your repayment schedule, We aid you in keeping control over your financial situation and maximising the opportunities that are available today.

Retail Payment Solutions

Internet (Online) Acquiring:

Introduction:

BAFL provides secured Internet purchasing business services to its customers to help them pay locally and internationally. To facilitate this, BAFL provides a secure internet business environment powered by MPG (Mastercard Payment Gateway Service).

Bank Alfalah enjoys market leadership in acquiring an online business, having more than 50 per cent market share and the trust of numerous merchants, including Payment Facilitators like Easypaisa, NIFT, Payfast etc.

Our Internet capabilities for acquiring are the result of a partnership with Bank Alfalah and MasterCard. MasterCard’s distributed intelligence network, as well as the world-class operational infrastructure, is unrivalled in the world of payments in terms of performance as well as reliability and flexibility.

The schemes are onboarded to be used for the internet-based payment gateway.

MasterCard

VISA

Who can opt for Online Acquiring:

Companies with a working application or website may choose Bank Alfalah Internet acquiring business.

Sole Proprietor

Partnership

Private/Public Limited Company

Trust/NGO

Integration Options:

BAFL internet-based acquiring provides the following integration options:

Direct API Integration

Hosted Checkout

Hosted Session

To improve customer experience along with security BAFL Internet acquiring also provides Tokenization and Recurring payment capability.

Settlement:

Hassle-free Settlement – T+2 (working days)

Notable Merchants:

Daraz

NADRA

Foodpanda

Selam

Sapphire

Careem

Nayatel

Ravi Urban Development Authority (RUDA): https://ruda.gov.pk/

TWO

POS Acquiring:

We opened a modern-day card acquiring service in Pakistan. We aim to satisfy the requirements of our clients/merchants. Our objective is to continually try to increase our customer base of customers by acquiring essential business partners. At present, BAFL is one of the top market players in achieving business, having more than 26 per cent market share of business volume, translating into more than 20000 POS machines spread across Pakistan. POS machines come with Tap n Pay feature to enhance the user experience on POS terminals.

BAFL provides POS management systems, which include;

Terminal Management System to remote updates

Loyalty System – Orbits Redemption

Merchant Portal – Web portal for merchants to track their sales

Acceptance from all schemes, which include VISA, Mastercard, UnionPay, American Express & JCB

Android-built POS machines make it much easier for customers and merchants to conduct transactions

Support & Maintenance:

BAFL offers a nationwide support team for smooth service to merchants. This includes support for;

Maintenance on-site of terminals

Make sure that backup terminals

The provision of multiple terminals at important sites

POS rolls provision

Settlement:

Funds are settled on a T+1 (working day) basis in merchant accounts.

Notable Merchants:

Carrefour

Selam

Fatah

Mcdonald’s

Sapphire

Ideas

Khaadi

Alfa Business

Asan Adaigi | Asan Zindagi

A unique out-of-the-box experience designed for merchants who want to automate their payments in-store. After registering with Alfa Business App, merchants will be able to benefit from real-time transaction reports, activity dashboards, interactive QR and virtual e-shops that provide merchants with more powerful capabilities for accepting digital payment reconciling, as well as expansion of business with one-tap loans.

Alfa Apk Free Download For Android

by Sandeep published on December 24, 2021, 0

Suppose you’re an Alfalah bank client Good information for you. Alfa Apk is an Android application created by Bank Alfalah. It provides you with complete access to your bank account as well as account information, making it possible the ability to control your bank account as well as access additional features.

Bank Alfalah is one of the largest private banks in the world, as you’ve probably heard. It has more than 600 branches across Pakistan and utilizes advanced technology to improve customer service and manage accounts.

This is an international services company that also offers services to other countries. Bangladesh, Afghanistan, the United Arab Emirates, and Bahrain are other nations. It has been the best Islamic banking system from the beginning. It also allows users to gain access quickly to the app.

The software lets you review the monthly activity of your account; it was previously a tedious process. There are other options and features of this software that you could be interested in finding out more about. Stay with us, and we’ll explain everything you must be aware of about this application.

Alfa Apk

Alfa APK is a bank Alfalah-restricted Android application. By using the latest coupon code available on the app, we can get a 20 rupee-free balance. You can utilize this account on the bank Alfalah android application to pay university fees, school fees, and other fees.

This program lets you pay using your official Alfalah bank application. If you want to control your Alfalah accounts, then you’ll need to install and download his official Android application on your smartphone. This application lets us manage our banking needs with Alfalah on our smartphones. On our Android smartphone, we can verify our balance on our Alfalah account using this official application.

Alfa Apk Features

• View Your Alfalah Bank Balance With The Alfa APK
• Organize Your Finances Account at Alfalah Bank
• Using your Alfalah savings account, you can pay tuition and fees for your university.
• Register Your Account Easily In App With An Active Debit Card
• Verify your account information using this official application.
• Banks can benefit from Alfa’s support. Alfalah products are readily available in the blink of an eye.
• This Officially Apk Assists You In Paying Your Bills

How To Download Alfa Apk

• Click the button below, and you’ll be able to start by downloading Alfa Apk. Once the download is complete, you can go to your web browser’s “Downloads” area and look for the APK. First, you must verify that third-party apps are allowed on your device before you install them.
• The steps for achieving these are generally similar to those described below. Look for sources not listed in Settings > Menu> Security > to allow your device to install applications from sources other than Google Play Store. Google Play Store.
• After you’ve completed your previous steps, head through your internet computer’s “Download” tab and tap the file once it’s downloaded. There will be an installation window asking permission before you proceed through the installation process.
• You are now able to utilize the application in the same way as you normally would when the installation is completed.

FAQs – ALFA Application

Do you have any charges for IBFT that are incurred with Alfa and Internet Banking?

IBFT services are cost-free at no cost to Bank Alfalah customers if their monthly transaction volume isn’t more than the limit of PKR 25,000 per account or wallet when the amount of transactions is more incredible than PKR 25,000 . A fee of 0.1 per cent (or Rs.200 (whichever is less) will be charged for each transaction.

But, Roshan Digital Account customers and premium customers can continue to use IBFT services at no cost.

Who can make use of Alfa?

All active Alfalah Account credit or debit Card customers can sign up. Alfalah Internet Banking customers can use their existing user ID and Password to log in to Alfa. If you don’t have an account with Alfalah or Credit Card, you can request one through ALFA or contact us at +92 21 111-225 224.

What Username and Password should I make use of?

You can log in using your existing Alfalah Internet Banking username and password to sign in. If you don’t already have yet an Internet Banking account, you can sign-up immediately with the help of downloading ALFA.

Do I require a particular mobile connection for the service?

No. This service can be used with any Internet connection. It could be an internet connection, Wi-Fi or even your mobile pre-paid or post-paid network.

What do I need to use ALFA?

The following are required to be able to use The Alfa Mobile app:

Every Android smartphone or Apple (iOS) mobile phone

Active Alfalah Account/Debit or Credit Card and an active mobile number, and an email address

Username

Password

Are there additional costs?

There aren’t any other costs.

How do I get Alfa From?

ALFA can be downloaded from the Apple Store or Google Play Store on your phone.

How do I sign up for an account on Alfa?

Click Register Now.

Click on Already bank Alfalah accountholder

Select from Account/Debit Card/Credit Card

Enter CNIC

MNP

Mobile Number

DOB

Click on Next

Enter your Email Address and Security Questions.

Enter User Name

When you click confirm, a pop-up will pop up to dial the helpline to activate the service.

After activation successfully

An OTAC: One-time activated code is generated. The first 5 digits/characters of the code will be sent to your registered email, and the last 5 digits/symbols will be sent by SMS to your registered mobile number.

You can sign in through the use of an OTAC that was sent to your email address with your cell number.

What features are that are available on Alfa?

Checking balances on accounts

Statement of account for 90 days

Transferring funds between your Bank Alfalah accounts

The transfer of funds you have made from the Bank Alfalah account to other Bank Alfalah account holders

Transferring funds to select members of 1-LINK and MNET

Utility bills and payments

Payments on credit card bills

Check the last 10 days of history. Credit Card Transaction History

The purchase of airtime for mobile phones

Internet Service Provider Bill Payments

Donations to charities of your choice

Payments for online purchases

Find nearest ATMs, branches, CDMs, ATMs, and digital corner

Schedule Bill Payments

Download WHT statements and WHT Certificate

Alfa TDR

Alfa Instant Loan

CNIC Expiry Updation

Tax payment

Alfa Remittance

Goal base savings

Roast Account

Payment of school fees

Account opening via Alfa

Does the customer have to pay additional charges when they pay for their services by scanning QR codes at Alfa Business App?

Not! Customers do not pay extra money for scanning QRs on the Alfa Business App.

Who can pay via Alfa Business QR?

Anyone with a banking or payment app can read a QR code created by Bank Alfalah’s partnered payments scheme (e.g. Mastercard and Visa.

Who should I call in the event of an issue?

Contact Bank Alfalah help-line 021-111-225-111 or email us at alfabusiness@bankalfalah.com.

Where do I get my repaid amount?

You can get your settlement amount through an Alfa account, Bank Alfalah account, Cheque or any other bank account. To get the most efficient rates, select Alfa Wallet or Alfalah Bank Account for your settlement method.

What should I do if I forget my password or Username?

The username you use is the Alfa registered company name. For password reset, log in to the Alfa Business App, click “Forget Password”, type in your username, confirm OTP and then quickly to reset the password.